A finance professional, in your corner
AFS Books is a remote, cloud-based bookkeeping practice bringing broad financial experience to business owners across England who want flexible, reliable support they can count on.
Why work with AFS Books
I combine industry best practice with the right technology to keep things efficient. Your financial records won't just be accurate: they'll give you a clear picture of how your business is really performing.
Expertise
More than 30 years of experience across finance, banking and accounting, bringing broader financial understanding to your business.
Innovative
By combining industry best practices with the right technology, we maximize efficiency and deliver effective results.
Efficient
We work in an organised, streamlined way, respecting your time and keeping processes moving.
Accurate
We pay attention to detail and take pride in keeping financial records reliable and clear.
Proactive
We anticipate what your business needs, acting before issues arise to help keep you prepared.
Personal
We keep in touch, communicate clearly and respond promptly to your queries.

30+ years across finance, banking and accounting
Meet the founder
Hi, I'm Ana Ciuculete
Founder of AFS Books and a qualified finance professional with degrees in finance, banking and accounting, and a member of the IAB (Institute of Accountants and Bookkeepers).
Over the last 30 years I've built my career across finance, banking and accounting, progressing into management roles and running my own finance brokerage business before moving into UK accounting practices. This experience has given me a practical understanding of both the financial and day-to-day challenges business owners face.
Working in UK accounting practices gave me valuable insight into the importance of accurate bookkeeping and well-maintained records. I've seen the same challenges time and again when taking over new portfolios: records that needed correction, duplicated transactions and documents, incorrect VAT records, unreconciled accounts and other inconsistencies. Working across a wide range of industries and helping them gain better financial control and cash-flow visibility reinforced my belief that accurate records should be maintained to a high standard from the outset.
I founded AFS Books as a remote bookkeeping practice, bringing my broader financial experience to business owners across England. I take pride in delivering accurate records, well-organised finances, and clear, practical information for confident decision-making.
Qualified, experienced and regulated. IAB member: licensed and AML supervised. Registered with the ICO, number ZB903540.
Xero Tax Specialist and Xero Partner. Certified by Xero, working in Xero cloud accounting with your business.
Enquiry form
Let's get your books working for you
The enquiry form is the best way to reach us. It shows only the questions that apply to your business and the services you need, so we understand your situation and requirements from the first contact.
- Your enquiryA few details about your business and what you need.
- A conversationWe look at your records, software and deadlines together.
- A clear, fixed quoteTailored to your business, with no obligation, before you commit.
Prefer email? info@afsbooks.co.uk