Virtual Finance Office

Financial data, analysis and experience combined to help you understand performance and plan ahead. A Virtual Finance Office gives businesses high-standard bookkeeping and financial support without necessarily building an in-house finance function.

What's included

At AFS Books, I combine accurate financial information with financial analysis, reporting and practical finance support to help you maintain control, understand performance and plan ahead. The level of support is tailored to your business and can be adapted to the finance function you need, whether you require regular reporting and cash-flow support or broader ongoing finance support.

Financial Reporting

Regular financial information and analysis to help you understand how your business is performing and what the numbers are telling you.

This can include

  • Management accounts
  • Financial reporting
  • KPI reporting
  • Performance analysis
  • Variance analysis
  • Ad-hoc financial analysis

Cash Flow & Planning

Forward-looking financial information to help you understand cash requirements, manage liquidity and plan with greater confidence.

This can include

  • Budget preparation and review
  • Cash-flow forecasting
  • Cash management
  • Liquidity monitoring
  • Working-capital analysis

Financial Control

Practical support with the processes and controls that help keep your financial information complete, accurate and reliable.

This can include

  • Month-end processes
  • Bank and payment-platform reconciliations
  • Balance-sheet reconciliations
  • Accruals, prepayments and fixed assets
  • Investigation of discrepancies

Business Performance

Analysis of profitability, margins and key performance indicators to help you understand what is driving your results.

This can include

  • Profitability and margin analysis
  • KPI development and monitoring
  • Business performance reviews
  • Financial insights and recommendations

Finance Function Support

Practical support with the finance processes and workflows that keep your finance function organised and effective.

This can include

  • Finance process improvements
  • Workflow design and documentation
  • Accounting software support
  • Financial controls
  • Supplier payment-list preparation
  • Liaison with accountants, HMRC, banks and other advisers

Questions about Virtual Finance Office

Not answered here? Ask Ana in writing: it's the quickest way to a clear reply.

What is a virtual finance office?

It is the work of a small finance function, from reliable bookkeeping and month-end to management accounts, cash-flow forecasts and KPI reporting, provided remotely, without hiring an in-house finance team.

Is this the same as a finance director?

No. It is practical, hands-on finance support built on accurate records: reporting, analysis, planning and control. The level is tailored to what your business needs.

Can it start small?

Yes. Many businesses start with regular reporting and cash-flow support and add more as they grow.

Will you talk to my accountant and bank?

Yes. Liaison with accountants, HMRC, banks and other advisers is part of finance function support.

Enquiry form

Let's get your books working for you

The enquiry form is the best way to reach us. It shows only the questions that apply to your business and the services you need, so we understand your situation and requirements from the first contact.

  1. Your enquiryA few details about your business and what you need.
  2. A conversationWe look at your records, software and deadlines together.
  3. A clear, fixed quoteTailored to your business, with no obligation, before you commit.

Prefer email? info@afsbooks.co.uk

Tell us about your business and the support you need. This short form uses your answers to show only the questions relevant to your business.

Business type

What best describes your business?

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